$GETSmart: Tokenize Student debt

Become $GETS Token Early Adopter

 $gets involved in our mission or $gets on the waitlist for tokens and badges.

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Total Tokenholders Student Debt

Our Goal

$1 trillion student debt tokenized by 2033

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Trade with MATIC or ETH, Create and Earn Digital Scholarships, Stake to Erase Student Debt, or just HODL

Start with Crypto

Sponsor and Earn

In Debt or Default

join the movement

Need Student Debt Relief?

Meet our negotiators

token distribution: 80% $GETS Market, 20% management & Liquidity

Badges Work for You: 1000 tokens are minted when a new badge is earned.
total supply: 1 trillion


frequently asked questions

What is the token price?

Donate to your favorite scholarship or directly at:


Right now, you will get 100 tokens with a minimum donation using Polygon, Eth, or other currencies = US $10. 

Upon donation to GetSmart, you will receive tokens of no cash value,  but these utility tokens can change a child’s life, support your favorite athlete or club, fund a million informal teachers in Africa, pay for your kids’ college, support everyday heroes and pay down your student debt. 

Life is about chances, and the winners take them.  By donating your time or money or making a badge project, you will have changed the world and taken a chance on the unknown winners around the world. 

How do I earn money with $GETS?

GetSmart ($GETS) is a ERC1155 ‘multiutility token’ equivalent built on the Polygon blockchain. $GETS will fund education for the underprivileged (“Underdawgs”), educate people about DeFi, and erase student debt for distressed borrowers at the same time. $GETS are not an investment and token holders agree that any staking rewards be used for the nonprofit to use for public charitable purposes listed on this website and in the governance documents.

Buying or staking tokens does not guarantee any of your own student debt will be paid. If the volume and value of $GETS increases, then more staking rewards are available to purchase student debt. 

Since $GETS fuels the NFT Award badges system, the more people who create GETS badges and sponsor education, the more the token might increase in value. If you buy $GETS, do not stake, and the value increases or decreases, you can swap them for other tokens on the Ethereum blockchain.

What if I don't have any crypto?

First you’ll need to create a Crypto Wallet with MetaMask.  It’s free.  Then you’ll need to receive or buy a little Ethereum or preferably MATIC and use the Polygon blockchain.

If you don’t have a little bit of Ethereum then get a MetaMask wallet and we will help get you some crypto. Just fill out your FAFCSA at https://fafcsa.org  

You can join and buy a GetSmart Token for less than $1.00 and stake it in the Community Treasure to pay down student debt . If your debt is part of the negotiated settlement, you could have it completely erased.

For detailed instructions on getting your cryptowallet, see the blog post “What is Metamask” below.  

Why doesn't the Government cancel my debt?

You mean Joe Biden “wiping out student debt with the stroke of a pen”?

CANCELLING STUDENT DEBT IS WISHFUL THINKING – any accountant will tell you that the money has to come from somewhere.

And some people want to “demand” debt relief in the trillions from taxpayers who don’t benefit and a government that:

  • Ensured millions of student loan defaults could never apply for bankruptcy
  • Ensured debt servicing agencies could make billions in profit off the suffering of borrowers
  • Has to already deal with priorities like housing, medicare, early childhood education, infrastructure, etc.

Why don’t we quit demanding the President to put America in further control to foreign creditors and instead use the 3 trillion dollar opportunity of crypto to negotiate down our own debt? We can create 1 trillion new dollars in the new education economy and fund the entire education of the next generation without asking taxpayers to pay for our voluntary loans.  But we need to do it together through collective tokenized bargaining.

How do you choose who gets debt relief?

Under the current law, we have to buy bulk debt anonymously. Our negotiators are independent experts who will get the best deal possible, and they will not discriminate by any other factor than the highest amount of student debt for the lowest price.  This method naturally prioritizes those in distress and from underprivileged communities. People who don’t have tokens at time of purchase will need to pass a free of charge crypto-finance course to get their relief.  

How many tokens are available?

It works like this: 

1 Trillion total supply = 1 billion scholarships.

1000 tokens become “minted” or available for distribution for each badge awarded and claimed.  That means people can donate and receive tokens, which can be used for badges or traded or held in custody.

Thus, when 1 billion scholarships are accomplished, 1 trillion tokens are in circulation – and backed up by the sustainable charity’s large “community chest” surplus.

As the badges are personal remembrances of success, all the tokens connected to those achievements become collectible items.

And for each 100 billion tokens minted, the badge creation fee drops by 10%, thus when all tokens are minted the badge-making process becomes free of charge. 

The first 20 million tokens are at the disposal of the Digital Financial Aid Corporation, a US501c3 nonprofit.  For every 1000 tokens minted, 80% are available for use by our donors and 20% to the GetSmartToken community for any use outlined in the policies.

10 million of the first tokens are staked in the Community Treasure showing a commitment to up to 50% of our earnings to be used to erase student debt. 

Sign up as an early adopter here: http://get-smart.net/contact

student debt

Student Debt Freedom

100% of staking rewards are used to abolish US student loan debt.

Student Debt in the United States

  • $1.6 Trillion, 7.8% GDP and growing
  • 1 million people in default each year
  • 46 million Americans or 1/6 in debt
  • Average debt $38,000
  • Less than 30% pay off debt after 12 years
  • 5 million new borrowers each year

Collective Tokenized Bargaining

Every $GETS Token holder can “stake” any number of tokens into the Student Freedom Fund, and the tokens are invested into crypto DeFi markets by experts. Any “yield” or staking rewards made are exchanged for $USD and then used to negotiate, buy, and erase student debt.   

After one year, donors can remove their tokens or continue to stake. This empowers donors to have: 1) ownership with transparency rather than a blind donation that requires no accountability about use of funds, and 2)  a mechanism where digital asset donations can be reused or repurposed for other debt relief programs. 

If we buy your student debt and you are not yet a tokenholder, you will have to pass a free crypto-finance course and learn to buy, stake, and trade cryptocurrencies before we abolish your debt.  This is how beneficiaries can both learn about finance with digital currency while “paying it forward” for others in student loan distress. 

case example: 9,488 people, $13M debt = bought for $1

imagine what we could do with 1 bitcoin!


$GETS roadmap

$GETS Draft Smart Contract on Testnet

Start building the first Token and NFT Achievement Badge ecosystem on Ethereum

Read WhitepaperJan 30, 2020

$GETS Patent-Pending

Submit full US patent application, create further software and tokenomics solutions. 

Read WhitepaperJan 30, 2020

$GETS (FAFCSA) - Free Application for Crypto Student Aid

Create the Free Application For Crypto Student Aid (FAFCSA) to highlight stories of people in need and help those in debt get on the blockchain: www.fafcsa.org

Read MoreMarch 30, 2022

$GETS Top Level Advisory Team

Fighters and strategists who will help propel digital financial aid, create microscholarships, and cancel the most debt for our token holders.

Read MoreAugust 30, 2022

$GETS US 501c3 Non-Profit Organization

The Digital Financial Aid Corporation is focused on empowerment through education finance; administers FAFCSA and $GetSmart

Read MoreSeptember 30, 2022

$GETS MVP on Polygon

Zero carbon and low fee blockchain Polygon, enabling US $0.91 (9 GETS) consumer costs per badge.  

Read MoreJan 1, 2023

$GETS First Badges Released at NFT.NYC

Announcement of first private and public Badge Sponsorships across schools, associations, non-profits, companies, collectives and institutions. 

Release date: 14 April, 2023 New York City Times Square

Read More14 April 2023

$GETS Tokens First Release

10 million tokens will be staked into the Community Treasure and up to 10 million will be airdropped to Original Getsmart Donors ("OG"), Jedi, Advisors, Volunteers, and partner entities. 

Read MoreJune 15, 2023

$GETS Tokens Available to the Public

From the first badge created, every following badge "claimed" by an earner triggers 1000 new tokens to be available to the donors market. 

Read MoreJune 15, 2023

$GETS Erases First Student Debt

The Community Treasure uses 100% surplus to negotiate, buy, transfer to $USD then erase student debt. 

Read MoreJan 1, 2024

From Our Blog

Latest Articles

NFT awards worth $GETS

sponsors create, students earn

Legal Disclaimer

By using this site, you are agreeing to our terms of service.  Importantly, you also confirm the lack of any fiduciary relationship with Digital Financial Aid Corporation or related sites, and that you hereby waive all claims against EdDAO except for intentional tort claims. GetSmart Token and NFT Achievement Badges are KYC, GDPR compliant and tax-deductible. Buying or owning tokens is not an investment and staking tokens is solely for experimentation. Any offensive images or titles can be rejected any time without notice. Please see full terms & conditions here.